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Workers' Comp vs. Personal Injury Claim in Georgia: What's the Difference?

Injured at work in Georgia? You may have a workers' comp claim, a third-party injury claim, or both. Learn which applies and why it matters.

Workers' Comp Basics

Georgia workers' comp covers medical care and partial lost wages regardless of fault, but it doesn't pay for pain and suffering — and you generally can't sue your employer.

When a Third Party Is Involved

If someone other than your employer caused your injury — a negligent driver, a defective machine, a careless subcontractor — you may have a separate personal injury claim that does include pain and suffering.

Why Both Can Matter

Pursuing a third-party claim alongside workers' comp can dramatically increase your total recovery. The interplay involves subrogation rules best handled by an attorney.

Deadlines Differ

Report a workplace injury within 30 days and watch the one-year comp deadline, while a third-party claim follows the two-year injury statute.

Talk to a Georgia Injury Attorney

Every case is different. For a free, confidential review of your Georgia claim, call Injury Claim Team at 973-566-5599. We'll connect you with an experienced attorney — no fee unless you win.

This article is general information about Georgia law, not legal advice for your specific situation. For advice about your case, speak with a licensed Georgia attorney.

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